
Second FiS Awards 2023
The 2nd Edition of FiSA 2023 awards, identifies and honors leading FinTech companies & financial institutions for their excellence and contributions towards driving change, impact and innovation in the Indian financial industry. Organizations who can participate, include banks, tech firms, accelerators, insurance providers & fintech companies.
2023 AWARDS GUIDELINES, CATEGORIES AND CRITERIA
The 2nd FiSA Awards The deadline for 2023 submissions is October 1st 2023, The awards categories are designed to encourage submissions from a multi spectrum of financial services and fintech sectors. The awards are developed to offer a wide range of individual and organization focused awards, with focus to enable innovation, appreciation and recognition for the very best of financial technology integrators and innovators.
General Submission & Nomination Guidelines
The awards are segmented into multiple categories and the nominations can be submitted by organizations or their representatives. There is no limitation on number of entries an individual or organization can make. The submission is further scrutinized by our independent panel which will determine selection.
Read the individual category criteria, and decide which will give you the best opportunity to showcase your expertise.Please be advised that the submission/nomination form should be filled and submitted in a clear, concise manner and should include all of the requested information. The process is entirely confidential and the acceptance and short listing of companies is entirely at the discretion of the independent awards panel.
Jury Panel
Shri K Srinivasa Rao
Senior Advisor (Payment Systems and Banking Technology),Indian Banks Association
Awards Criteria
BEST DIGITAL ADOPTION BY BANK
Awarded to a Bank, with a prolific digital only or digital first adoption, which is at the forefront of offering customers quality digital services, and enhanced consumer experience driven by digital transformation...
Tell us about specific solutions with their capabilities and over all delivery
What is the differentiating factor of the solutions that you are putting forward?
Outline the innovative aspects of the said product or service
BEST CUSTOMER EXPERIENCE SOLUTIONS
Given to a BFSI company/organization or Fintech enabler, who has created exceptional customer experience for their users. The CX should include all aspects of the consumer’s journey....
Tell us about specific solutions with their capabilities and over all delivery
What is the differentiating factor of the solutions that you are putting forward?
Outline the innovative aspects of the said product or service
BEST PAYTECH SOLUTIONS
Tell us about specific solutions with their capabilities and over all delivery
What is the differentiating factor of the solutions that you are putting forward?
Outline the innovative aspects of the said product or service
BEST REGTECH SOLUTIONS
This award category is designed to recognize any BFSI company, or fintech company that excels in the area of regulatory compliance adoption, and the use of emerging technology in the implementation of regulatory compliance, which supports customer experience, in house process efficiency and employee compliance....
Tell us about specific solutions with their capabilities and over all delivery
What is the differentiating factor of the solutions that you are putting forward?
Outline the innovative aspects of the said product or service
BEST LENDINGTECH SOLUTIONS
Given to companies, revolutionizing consumer, SME, SMB lending via exceptional digital solutions and experiences...
Tell us about specific solutions with their capabilities and over all delivery
What is the differentiating factor of the solutions that you are putting forward?
Outline the innovative aspects of the said product or service
BEST WEALTHTECH SOLUTIONS
Awarded to a leading wealth management company, wealth tech firm, or bank, which has an innovative new solution to enable future wealth management at a consumer level or enterprise level to meet sustainable financial goals....
Tell us about specific solutions with their capabilities and over all delivery
What is the differentiating factor of the solutions that you are putting forward?
Outline the innovative aspects of the said product or service
FINTECH COMPANY OF THE YEAR
Awarded to a financial technology company, which has a portfolio of tech solutions or a disruptive solution, which has changed the face of financial services and the process of banking, loans, payments, insurance or disbursals in recent years. The company should be at the forefront of emerging technology solutions, catalyzing India’s fintech landscape...
Tell us about specific solutions with their capabilities and over all delivery
What is the differentiating factor of the solutions that you are putting forward?
Outline the innovative aspects of the said product or service
BEST BANKINGTECH INTEGRATION
Awarded to companies, leading digital banking solutions that help emerging or established financial institutions to leverage digital adoption, engagement and innovation eventually driving digital transformation across the financial services ecosystem...
Tell us about specific solutions with their capabilities and over all delivery
What is the differentiating factor of the solutions that you are putting forward?
Outline the innovative aspects of the said product or service
FINTECH INNOVATOR OF THE YEAR
This is an individual only category. This is awarded to an individual or leader who has developed, innovative tech driven solutions that has generated impact in the FinTech space and on how financial services delivery has enhanced seamlessly. The innovation has to fall under the purview of FinTech, BankingTech, PayTech, RegTech, WealthTech, LendTech or InsurTech...
Tell us about specific solutions with their capabilities and over all delivery
What is the differentiating factor of the solutions that you are putting forward?
Outline the innovative aspects of the said product or service
FINTECH LEADER OF THE YEAR
This award is given to an Individual who holds an executive level position at any BFSI, FinTech or Financial services company. The individual’s leadership should have been critical in the accomplishment of his company’s growth in the financial technology sector in India...
Tell us about specific solutions with their capabilities and over all delivery
What is the differentiating factor of the solutions that you are putting forward?
Outline the innovative aspects of the said product or service
BEST PAYMENTS BANK OF INDIA
This Award is given to any entity or company which has emerged as a leading Payments only bank in India. The entity should have showcased innovation, and technology solutions to revolutionize digital payments via mobile or any digital interface....
Tell us about specific solutions with their capabilities and over all delivery
What is the differentiating factor of the solutions that you are putting forward?
Outline the innovative aspects of the said product or service
BEST NEO BANK OF INDIA
Awarded to any NEO BANK, which has cemented its position as being at the forefront of digital-only banking platforms that operate solely online in India. These firms should have allowed enhanced customer experience and satisfaction....
Tell us about specific solutions with their capabilities and over all delivery
What is the differentiating factor of the solutions that you are putting forward?
Outline the innovative aspects of the said product or service
BEST FINTECH ACCELERATOR OF INDIA
This award is conferred to an accelerator or incubator, who is invested in the progress of the fintech ecosystem and is consistently nurturing new fintech companies as well as academic talent to excel in the financial services market in India....
Tell us about specific solutions with their capabilities and over all delivery
What is the differentiating factor of the solutions that you are putting forward?
Outline the innovative aspects of the said product or service
BEST SME BANKING SOLUTIONS
Awarded to a bank, NBFC, or a financial institution, engaged in driving progress in the SME/SMB ecosystem in India. Special consideration to firms, which are invested in offering products or services, which are enabling digital experiences and adoption in the SME sector...
Tell us about specific solutions with their capabilities and over all delivery
What is the differentiating factor of the solutions that you are putting forward?
Outline the innovative aspects of the said product or service
FINANCIAL INCLUSION EXCELLENCE
Tell us about specific solutions with their capabilities and over all delivery
What is the differentiating factor of the solutions that you are putting forward?
Outline the innovative aspects of the said product or service
BEST BNPL SOLUTIONS
This award category is designed to recognize any BFSI company, or fintech company that excels in the area of regulatory compliance adoption, and the use of emerging technology in the implementation of regulatory compliance, which supports customer experience, in house process efficiency and employee compliance....
Tell us about specific solutions with their capabilities and over all delivery
What is the differentiating factor of the solutions that you are putting forward?
Outline the innovative aspects of the said product or service
BEST EMERGING FINTECH START UP
Tell us about specific solutions with their capabilities and over all delivery
What is the differentiating factor of the solutions that you are putting forward?
Outline the innovative aspects of the said product or service
BEST BANKING AS A SERVICE (BAAS) COMPANY
Awarded to companies, facilitating banking and financial services availability to non-financial companies....
Tell us about specific solutions with their capabilities and over all delivery
What is the differentiating factor of the solutions that you are putting forward?
Outline the innovative aspects of the said product or service
BEST FINTECH SAAS COMPANY
Tell us about specific solutions with their capabilities and over all delivery
What is the differentiating factor of the solutions that you are putting forward?
Outline the innovative aspects of the said product or service

Senior Advisor (Payment Systems and Banking Technology),
Indian Banks Association
Shri K Srinivasa Rao

CEO
Business Correspondents Federation of India (BCFI)
Sunil Kulkarni
Sunil is the CEO of Business Correspondents Federation of India (BCFI), a member institution with over 60 Corporate BCs servicing 20 Lakh BC Agents pan India. He is also Strategic Advisor – Payments & Digital Banking to select banks. As a Fintech Professional, he provides strategic advisory services in Fintech & Payments space to select initial & growth stage start-ups, Sunil has over 35 years of cross-industry experience in technology-led businesses. In his last assignment (Dec 2019), he was the Joint Managing Director for Oxigen Services, a company he helped build over 15 years.
Sunil is referred to as the techno-savvy brain behind developing a successful business model, using technology, for varied services & products, including the Oxigen Mobile Wallet, an innovative payment mechanism and prepaid wallet, accessible online/on-mobile. He successfully led the company’s Business Development and was also the architect for the technology solutions in the initial phase. He, alongside the Oxigen core team, converted Oxigen from a Recharges/BillPay company, to an integrated Branchless Banking & Payment Solutions company with state of art Oxigen SuperPoS MicroATM. He was responsible for taking the company in 2010-15 period to its next greenfield opportunity in Domestic & International Remittances, Merchant Payments, Aadhaar enabled payments, Loyalty & Corporate Expense Management Solution using Mobile Wallets/cards.
Before taking the role of CEO-BCFI, he was the founding member & Director on board of the BCFI and also co-chaired Prepaid Payments Instruments (PPI) committee in Payments Council of India (PCI). He has contributed through PCI, enabling environment for PPI industry with his interactions with government (Ministry of Finance) and regulator (Reserve Bank of India). He actively participated in Mobile Payments Forum of India (MPFI) in 2007-10 for facilitating RBI’s first prepaid payments instruments (PPI) guidelines in 2009. He also co-chaired the Prepaid Payments Instruments (Mobile Wallets) Committee in the Payments Council of India (PCI) and through his interactions with government and regulator during and post demonetisation, made an immense contribution to creating an enabling environment for the Digital Payments/Wallet industry.
Prior to joining Oxigen, Sunil served as General Manager – Marketing & Business Development in Motorola India Wireless Infrastructure business. He started his professional journey with Siemens Ltd., where he last served as the Head of Semi-Conductor Division. Sunil is an Engineering Graduate in Electronics & Communication with Gold medal in 1986 from Jodhpur and completed his Management Education from Indian Institute of Management, Ahmedabad in 1992-93.

Chief Executive Officer
Block Stack
Prasanna Lohar
Prasanna Lohar : I have Over 22+ Years of Industry Experience in Engineering and Development, Product Development, Organization Strategy & Governance, Risk Audit Compliance Management, Business Process Management, Enterprise Architecture, Mobile Apps, Digital Transformation, Fintech, E-Commerce, Payments, Platform & Product Innovation, Data Science, Automation, AR & VR , Artificial Intelligence & Machine Learning, Open Stack, Cloud Computing, Analytics, Big Data, IOT, Blockchain, UI-UX & Business Development.
As part of Professional career into worked Globally for Bank, Fintech, Micro-Finance, Engineering, Multi-National companies for Digital & Architecture Transformation, I am closely associated with New & latest technology Strategy, Assimilation, Experimentation, Innovative Customer Servicing & Engagement, Robust Architecture Implementation, Fintech & Startup Alignment, Open Innovation practices, Collaboration with other Banks on various initiatives.
I have done 100+ Digital Deliveries on Digital Front for My DCB bank into Innovation, Digital Channels e.g. ATM, Internet banking, Mobile banking, SMS Banking, Social Command Center, Enterprise Innovation for Operational excellence, ATMChain, Smartstart an Blockchain Initiatives, Zippi – Straight thru A/c Open with API Banking, DCB Remit, Video KYC.
I am Part of various deliveries like India’s first Aadhaar & Biometric enabled ATM, Paperless A/c Opening India’s first Omni-Channel Framework for Bank, KYC, Blockchain, Mobile banking & Mobile Apps, Virtual Reality based App, Open Banking & Internet Banking Initiative, Unified Payment Interface (UPI), Bharat Bill Payment, API Management, Blockchain, Switch & Cards relevant initiatives

CEO
Pepper Money India
Abhishek Kothari
Abhishek is an alumnus of IIT Bombay and ISB Hyderabad. He is an accomplished serial entrepreneur and most notably the founder of one of the largest SME lending Fintechs in India – FlexiLoans. After he exited his last venture, he is now ambitiously building Pepper Money – one of India’s most loved financial services brands.
Apart from being an active angel investor, he is one of the top speakers and content contributors in Indian Fintech ecosystems and has spoken at events like TiE Mumbai, IAMAI, Digital Money 2017, DLAI (Digital Lenders Association of India), Payments Summit by Economic Times, India Fintech Awards and many more.
Prior to FlexiLoans.com, Abhishek was the Europe head of financial services for one of the recent unicorns – Fractal Analytics. In 2016, he permanently moved back to India to be a part of the emerging FinTech landscape and founded FlexiLoans.com.

Co-founder, CBO & Global Head BFSI
Ayekart Fintech
Vaibhav Joshi
A proven strategist, planner & able business leader with strong experience in creating and implementing predictable revenue & sustainable business models. Proficient in Business & Product functions with key domain expertise across Digital Banking. Has recognised proficiency in spearheading a product or business with an aim to accomplish corporate goals successfully, having successfully led small to mid-size teams from diverse backgrounds across different geographies.
An enthusiast for Innovations with a result oriented approach, achieving product innovations within regulatory compliances. A result oriented leader with a strong focus on new technology innovations and changing market realities.
An avid learner/ student of life with a flare for all things digital. A BFSI Industry expert who participates across various industry forums as a panelist/ speaker for sharing his knowledge.

Founder The Fintech Meetup
Abhishant pant
Abhishant is founder of “The Fintech Meetup” India’s largest Fintech ecosystem. TFM works closely with 50+ large Financial institutions, 1500+ Fintech startups and 500+ Venture Investors. Key focus are acting as Innovation bridge between large FI and Fintech startups, Financial Inclusion : Focussing on Digital txn literacy. Before starting TFM Abhishant was heading new banks, financial Inclusion and Fintech for Visa India and SA. You can connect with Abhishant at Abhishant Pant | LinkedIn

Director – Fintech S P Jain School of Global
Management
Vikram Pandya
Vikram is Director FinTech at SP Jain School of Global Management and also heads research at Fintech focused VC fund Varanium NexGen. He has authored several white papers, research report and articles on FinTech domain. He has an extensive experience in banking, financial services, Fintech, consultancy and training domain. He is founder and Director of Association for Emerging Technologies which is a not for profit ecosystem initiative. He is associated as a mentor with various FinTech startups across the globe. He is Fintech ambassador for Maharashtra Govt.’s Uday Fintech platform and part of advisory Committee for Rajasthan & Karnataka Government. He is one of the founding members of Startup Committee at ICAI.
He has been a successful banker for more than a decade where he has made key contributions in Financial & Investor Strategy, Business Intelligence, Balance-sheet Management and Business Development & Technology Solutions. He has been a visiting faculty at various prestigious global institutes.

CEO of Fintech Association for Consumer Empowerment (FACE)
Sugandh Saxena
a not-for-profit industry association, is committed to build a robust FinTech ecosystem in India and aims to drive ethical lending practices among the Indian FinTech sector. Sugandh comes with over two decades of experience across sectors like microfinance, social-economic development, technology and non-profit.Sugandh has diverse, well-rounded and hands-on experience in leading sector-building works through the industry body and the SRO. As the Head of Self-Regulation and Compliance at MFIN, an SRO for the microfinance sector, she played a pivotal role in shaping the microfinance industry by leading conversations with the regulators and industry players to formulate and enforce ethical guidelines for the
industry. She has also held roles at ACTED, ITC, Self Employed Women’s Association (SEWA) Bharat, and Bharat Electronics.Sugandh is an electronics engineering graduate from MNNIT, Allahabad and a postgraduate in Social Policy from the London School of Economics and Political Science (LSE). She is a recipient of the UK Government Commonwealth Scholarship and a recent fellow at the Fletcher School Leadership Program for Financial Inclusion at Tufts University. She has extensively educated herself in financial inclusion issues like policy, regulation, compliance, risk management, customer protection and financial education, including ‘Strategic Leadership for Microfinance’ at Harvard Business School. At FACE, Sugandh aims to drive the Association’s efforts to engage in an active dialogue with the policymakers, regulators, digital lenders and other market participants to build an ethical, safe lending ecosystem for consumers